Inbound Guest Visitor Insurance
Inbound Guest Insurance or Inbound Guest Travel Medical Insurance provides a simple and affordable program for visitors to USA. Inbound Guest Insurance plan is available to non-US citizens who are visiting the U.S. for business, pleasure, or to study. The program must become effective within 180 days of arrival in the United States. Inbound Guest plans includes coverage for hospitalization, surgery, prescription drugs, ambulance service, Dental treatment, doctor visits and more.
Inbound Guest Insurance review of plan features and benefits covered:
- Fixed benefit plan with deductible per incident, injury or sickness
- Coverage for U.S visitors age group of minimum of 14 days old onwards up to 99 years
- Plan available even for senior citizens older than 70 years with $100,000 maximum coverage
- Medical benefits for non-U.S. citizens visiting USA
- Ideal for foreign visitors traveling to the United States
- Offers emergency medical evacuation up to $50,000 and repatriation
- Includes 24 hour assistance service
- Plan must be effective within 180 days of U.S. arrival
- Scheduled Benefit plan offering competitive rates
- Renewable USA guest coverage up to 180 days
- Guaranteed issue policy and applicant cannot be turned down
- Underwritten by Certain Underwriters at Lloyd's of London
- Policy is rated "A" (Excellent) by A.M. Best and "A+" (Strong) by Standard & Poor's
Inbound Guest Insurance Review
Inbound Guest Insurance Plan provides visitor medical insurance for non-U.S. citizens visiting USA who is at least 14 days old and below age 100 years, and is traveling to the U.S. for business, pleasure, or to study. Coverage is available for individuals and families who purchase coverage within 180 days of arrival to the United States. Benefits under the InboundGuest fixed or scheduled benefit plan include sickness & injury medical insurance for USA visitors. Plan offers continuous coverage protection from a minimum 5 days to maximum duration of 180 days and is renewable. Review plan benefit information, policy options, coverage details and quote, buy and purchase policy instantly online.
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Inbound Guest |
Quote & Buy Online |
Buy Inbound Guest Insurance |
Renew Coverage Online |
Renew Inbound Guest Insurance for total coverage period of of 364 days, a $5 renewal fee applies each time you renew |
Review Plan Brochure |
Inbound Guest Insurance Brochure |
Coverage Period or Duration |
Coverage period minimum length of 5 days to maximum of 180 days |
Benefit Period |
180 days (amount of time you have from the date of your injury/illness to receive treatment). |
Maximum Medical Benefit Per Person |
Age 14 days to Age 69 years:
Maximum coverage choices per Injury/Sickness include: Plan A $25,000, Plan B $45,000, Plan C $65,000, Plan D $85,000, and Plan E $120,000
Age 70 to Age 99 years:
Maximum coverage choices per Injury/Sickness include: Plan J $40,000, Plan K $60,000, and Plan L $100,000
Note: For ages below 14 days and above 100 years, not eligible to purchase this plan |
Deductible |
Plans A, B, C, D, and E: Choices of $0, $50, and $100
Plans J, K and L: Choices of $100 and $200
Note: The deductible is per injury or sickness and per person on the policy
Higher the selected deductible, lower the premium cost paid to purchase for selected maximum coverage |
Acute Onset of a Pre-existing Condition |
For Age below 70 years:
Up to Selected Medical Maximum per coverage period for Medical Expense Benefits (amounts limited for each benefit per schedule), and
Up to 25,000 per coverage period for Emergency Medical Evacuation
For Age above 70 years:
Not available if insured is 70 years or older
Note: Pre-existing conditions include any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder that existed with reasonable medical certainty during the 180 days before your coverage began (365 days for those 70 and older), whether or not it was previously manifested, symptomatic, known, diagnosed, treated or disclosed. This includes but is not limited to any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder for which medical advice, diagnosis, care or treatment was recommended or received or for which a reasonably prudent person would have sought treatment during the 180 days before the effective date.
Only "Acute Onset of Pre-existing conditions" is covered for ages below 70 years for non-U.S. Citizens visiting USA, up to the specified limit for an acute onset of a pre-existing condition if the condition occurs in the United States during your coverage period, and if you receive treatment in the United States within 24 hours of the sudden and unexpected recurrence.
A pre-existing condition that is chronic, congenital or gradually worsens over time is not covered. |
Accidental Death & Dismemberment (AD&D) |
For all plan types, principal sum limits of $25,000 for insured
Note: This benefit applies for Common Carrier Accidental only |
Inpatient Hospital Expenses |
Hospital Room & Boarding charges, including Laboratory Tests, X-rays, Prescription Medical and other miscellaneous charges
Charges for Intensive Care Unit (ICU) & Surgical Treatment
Pre-admission tests w/in 7 days before hospital admission
Doctor fees including Assistant Surgeon, Non-Surgical Visits by Physician, consulting physician requested by attending physician, anesthetist & private duty nurse
Note: Limited to amounts as fixed in the brochure and up to the plan type medical maximum selected |
Outpatient Medical Expenses |
Charges for outpatient surgical treatment, use of outpatient surgical facility
Fees for Doctor, Anesthetist, Assistant Surgeon, Non-Surgical Physician
Hospital Emergency Room, Urgent Care, Diagnostic X-rays, CAT scan, PET scan or MRI, Laboratory Services, Prescription Drugs (per coverage period)
Note: Limited to amounts as fixed in the brochure and up to the plan type medical maximum selected |
Other Treatment & Services |
Dental Treatment for Injury to Sound, Natural Teeth
Physiotherapy
Initial orthopedic prosthesis or brace
Chemotherapy and/or Radiation Therapy
Durable Medical Equipment
Ambulance Services
Note: Limited to amounts and number of visits as fixed in the plan brochure for plan type selected |
Mental & Nervous Disorder & Substance Abuse |
Same as any sickness |
Emergency Medical Evacuation |
Up to $50,000 (in addition to the medical maximum) |
Return or Repatriation of Mortal Remains |
Up to $25,000 |
Local Cremation or Burial |
Up to $5,000 |
Exclusions & Limitations |
Exclusions apply, see Exclusions & Limitations section in plan brochure for details |
Pre-certification Requirements |
See pre-certification section in plan brochure for details, pre-certification does not guarantee benefits. |
Claims & Reimbursement |
Submit the completed claim form and file along with the itemized medical bill/s to the plan administrator within 90 days
Note: Plan does not guarantee payment to a healthcare service provider or facility or insured individual for medical expenses until the plan administrator determine it is an eligible expense
Claim payments can be converted to a currency of your choice |
Cancellation & Refund |
Before coverage start date, full plan cost refunded
After coverage start date, the unused portion of your plan cost is refunded minus a cancellation fee of $25, if no claims filed under the policy already
Note: A written (email) request is required |
Worldwide Assistance |
247/365 Seven Corners Assist service included |
Plan Administrator |
Seven Corners Insurance handles all claims and policy administration services |
Insurance Underwriter |
Underwritten by Certain Underwriters at Lloyd's of London, the oldest underwriter in the world |
Ratings of Insurance Company |
A.M. Best: "A" (Excellent) and Standard & Poor's: "A+" (Strong) |
Quote & Buy Online |
Inbound Guest Insurance Quote |
Disclaimer: The information provided on this page is only a summary, be sure to read plan brochure for complete details.
The specified benefits is subject to change, always refer to the plan brochure and program summary or policy certificate for the latest information on the plan.
All coverages and plan costs are shown in U.S. Dollar amounts and are per person and per period of coverage unless otherwise noted.
To receive Evacuation and Return coverage benefits listed, all arrangements for services must be coordinated by Seven Corners Assist.
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