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Inbound Choice Insurance

Visitor Health Insurance for non-U.S. citizens visiting USA, Travel Medical Insurance providing basic scheduled or fixed benefit medical coverage.

Inbound Choice Visitor Medical Insurance coverage protection for relatives, in-laws and family / friends or parents visiting USA from any other country.

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Inbound Choice Insurance
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Inbound Choice Insurance
Inbound Choice Insurance
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Inbound Choice Insurance Brochure
Inbound Choice Insurance
Plan Brochure

Inbound Choice Visitor Insurance


Inbound Choice Insurance or Inbound Choice Travel Medical Insurance is a scheduled benefit program providing up to 2 years (728 days) of basic medical coverage for non-U.S. citizens visiting the United States, for business, pleasure, or to study. Inbound Choice Insurance provides injury and sickness medical insurance coverage for visitors to USA, with continuous and renewable protection for families and individuals who travel between 5 days to 24 months. Inbound Choice plans includes coverage for hospitalization, surgery, prescription drugs, ambulance service, physiotherapy treatment, doctor visits and more.

Inbound Choice Insurance review of plan features and benefits covered:

  • Fixed benefit plan with deductible per incident, injury or sickness
  • Coverage for U.S visitors aged from 14 days up to 69 years old
  • Plan available with $130,000 maximum coverage
  • Medical benefits for non-U.S. citizens visiting USA
  • Ideal for foreign visitors traveling to the United States
  • Offers emergency medical evacuation up to $50,000 and repatriation
  • Very affordable rates with a choice of 3 deductibles
  • Acute Onset of a Pre-existing Condition coverage available
  • No network, choose any hospital or doctor for care
  • Includes Accidental Death and Dismemberment (AD&D) benefits
  • Total coverage duration of two 364-day policy periods
  • Includes 24 hour assistance service
  • Plan must be effective within 24 months of U.S. arrival
  • Scheduled Benefit plan offering competitive rates
  • Renewable USA coverage up to 728 days
  • Guaranteed issue policy and applicant cannot be turned down
  • Underwritten by Certain Underwriters at Lloyd's of London
  • Rated "A" (Excellent) by A.M. Best and "A+" (Strong) by Standard & Poor's


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Inbound Choice Insurance Review


Inbound Choice Insurance Plan provides visitor medical insurance for non-U.S. citizens visiting USA who is at least 14 days old and below age 70 years, and is traveling to the U.S. for business, pleasure, or to study. Coverage is available for individuals and families who purchase coverage within 24 months of arrival to the United States. Benefits under the InboundChoice fixed or scheduled benefit plan include sickness & injury medical insurance for USA visitors. Plan offers continuous coverage protection from a minimum 5 days to maximum duration of 364 days (1 year) and is renewable for two 364-day coverage periods (total duration 728 days). Review plan benefit information, policy options, coverage details and quote, buy and purchase policy instantly online.


Inbound Choice Insurance Inbound Choice
Quote & Buy Online Buy Inbound Choice Insurance
Renew Coverage Online Renew Inbound Choice Insurance for total coverage period of of 728 days (two 364-day coverage periods), a $5 renewal fee applies each time you renew
Review Plan Brochure Inbound Choice Insurance Brochure
Plan Eligibility Non-US citizen visiting the USA
Age between 14 Days and 69 years
Valid visa/status as a USA visitor
Note: Individuals who have their 70th birthday during their coverage period will continue to be covered through their current coverage period but will not be allowed to renew once that coverage period expires.
Coverage Period or Duration Coverage period minimum length of 5 days to maximum of 364 days (1 year)
Benefit Period 180 days (amount of time you have from the date of your injury/illness to receive treatment).
Maximum Medical Benefit Per Person Age 14 days to Age 69 years:
Maximum coverage choices per Injury/Sickness include: Plan A $50,000, Plan B $75,000, Plan C $100,000, and Plan D $130,000
Note: For ages below 14 days and above 70 years, not eligible to purchase this plan
Deductible Plans A, B, C, and D: Choices of $0, $50, and $100
Note: The deductible is per injury or sickness and per person on the policy
Higher the selected deductible, lower the premium cost paid to purchase for selected maximum coverage
Acute Onset of a Pre-existing Condition For Age below 70 years:
Up to Selected Medical Maximum per coverage period for Medical Expense Benefits (amounts limited for each benefit per schedule), and
Up to 25,000 per coverage period for Emergency Medical Evacuation

For Age above 70 years:
Not eligible to purchase this policy if insured is 70 years or older

Note: Pre-existing conditions include any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder that existed with reasonable medical certainty during the 180 days before your coverage on Inbound Choice began, whether or not it was previously manifested, symptomatic, known, diagnosed, treated or disclosed. This includes but is not limited to any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder for which medical advice, diagnosis, care or treatment was recommended or received or for which a reasonably prudent person would have sought treatment during the 180 days before the effective date.
Only "Acute Onset of Pre-existing conditions" is covered for ages below 70 years for non-U.S. Citizens visiting USA, up to the specified limit for an acute onset of a pre-existing condition if the condition occurs in the United States during your coverage period, and if you receive treatment in the United States within 24 hours of the sudden and unexpected recurrence.
A pre-existing condition that is chronic, congenital or gradually worsens over time is not covered.
Accidental Death & Dismemberment (AD&D) For all plan types, principal sum limits of $25,000 for insured
Note: This benefit applies for Common Carrier Accidental only
Inpatient Hospital Expenses Hospital Room & Boarding charges, including Laboratory Tests, X-rays, Prescription Medical and other miscellaneous charges
Charges for Intensive Care Unit (ICU) & Surgical Treatment
Pre-admission tests w/in 7 days before hospital admission
Doctor fees including Assistant Surgeon, Non-Surgical Visits by Physician, consulting physician requested by attending physician, anesthetist & private duty nurse
Note: Limited to amounts as fixed in the brochure and up to the plan type medical maximum selected
Outpatient Medical Expenses Charges for outpatient surgical treatment, use of outpatient surgical facility
Fees for Doctor, Anesthetist, Assistant Surgeon, Non-Surgical Physician
Hospital Emergency Room, Urgent Care, Diagnostic X-rays, CAT scan, PET scan or MRI, Laboratory Services, Prescription Drugs (per coverage period)
Note: Limited to amounts as fixed in the brochure and up to the plan type medical maximum selected
Other Treatment & Services Dental Treatment for Injury to Sound, Natural Teeth
Physiotherapy
Initial orthopedic prosthesis or brace
Chemotherapy and/or Radiation Therapy
Durable Medical Equipment
Ambulance Services
Note: Limited to amounts and number of visits as fixed in the plan brochure for plan type selected
Mental & Nervous Disorder & Substance Abuse Same as any sickness
Emergency Medical Evacuation Up to $50,000 (in addition to the medical maximum)
Return or Repatriation of Mortal Remains Up to $25,000
Local Cremation or Burial Up to $5,000
Exclusions & Limitations Exclusions apply, see Exclusions & Limitations section in plan brochure for details
Pre-certification Requirements See pre-certification section in plan brochure for details, pre-certification does not guarantee benefits.
Claims & Reimbursement Submit the completed claim form and file along with the itemized medical bill/s to the plan administrator within 90 days
Note: Plan does not guarantee payment to a healthcare service provider or facility or insured individual for medical expenses until the plan administrator determine it is an eligible expense
Claim payments can be converted to a currency of your choice
Cancellation & Refund Before coverage start date, full plan cost refunded
After coverage start date, the unused portion of your plan cost is refunded minus a cancellation fee of $25, if no claims filed under the policy already
Note: A written (email) request is required
Worldwide Assistance 247/365 Seven Corners Assist service included
Plan Administrator Seven Corners Insurance handles all claims and policy administration services
Insurance Underwriter Underwritten by Certain Underwriters at Lloyd's of London, the oldest underwriter in the world
Ratings of Insurance Company A.M. Best: "A" (Excellent) and Standard & Poor's: "A+" (Strong)
Quote & Buy Online Inbound Choice Insurance Quote

 



 


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